Long-term health insurance, also known as long-term care insurance, is a type of insurance policy that covers the costs associated with long-term care for individuals who are unable to perform everyday activities due to a chronic illness, disability, or injury. This care can include services such as in-home care, assisted living facilities, nursing homes, and hospice care.
Long-term health insurance is important because it helps to protect an individual’s financial stability in the event that they require long-term care. Without insurance coverage, the costs of long-term care can quickly become overwhelming and may deplete an individual’s savings or retirement funds. Long-term health insurance can also provide peace of mind for individuals and their families, knowing that they have coverage in place in case of a future need for long-term care.
Additionally, long-term health insurance can offer individuals more options for care, as they may be able to afford higher-quality care in a facility or from a caregiver that they would not otherwise be able to afford. Our guest speaker this week, Brad Boswell, is an industry expert who will speak with us about the benefits that long-term care insurance can provide for individuals and their families during a time of need.
The format of this course will consist of an approximately 20 minute lecture followed by a Q&A session lasting approximately 5 minutes. Although we model the new EFC format after collegiate courses, we respectfully ask all in attendance to refrain from asking questions during the lecture portion so as to give the speaker(s) ample time to get through the material.
Refreshments are generously provided each week by Arlene Arreola. Donations to help cover the costs are accepted. Additional refreshments will be available for purchase downstairs at the Skyline Café after class. We ask that you exercise good stewardship and help us keep the facility in good order by cleaning up after yourself.
Once the class is officially dismissed, we encourage ongoing information exchange and networking. If you have any questions that did not get answered in class, please email them to us and we’ll either incorporate the responses into a future session or email you back directly.
Mrs. Lasota is a married mother of two who has lived in San Diego since 1980. She became a member of Skyline Wesleyan Church back in 1991 while Dr. John C. Maxwell was still head pastor. Employed as a radiology technician since 1979, she is a mammographer by trade, but also provides caregiving services in addition to being self-employed in different vocations. As a serial entrepreneur, she also owns an online travel website, www.Avicat-Travel.com or www.Avicat.com.